A Beginners Guide to the Consumables add on in a Bike Insurance Policy

 

A comprehensive bike insurance policy covers a lot more as compared to a third-party insurance cover. However extensive, there a few things that are not covered in the basic comprehensive insurance policy and need to be insured by availing of the various add-ons that an insurance company provides.

Bike consumables are one of such add-ons and need to be manually added to your insurance cover when you buy a comprehensive two-wheeler insurance policy.

So, what exactly is the bike consumables add-on?

Consumables are anything that need to be replaced once they are used up completely. In your bike, that could essentially mean parts like nuts, bolts, engine oil, grease, brake oil, etc. A bike consumables add-on covers all such small parts that need to be replaced in your bike. Including this add-on in your comprehensive insurance policy surely brings up the premium a little higher but it also has plenty of benefits.

Here’s why you should include a bike consumables add-on to your insurance policy

A bike consumables add-on helps you get a complete end-to-end insurance cover for your vehicle. However, that’s not it, here are the other 2 main benefits of getting a consumables add-on in your bike insurance policy -

Brings down the overall cost of repair - The cost of replacing these small items is pretty less individually. However, it can be quite an expensive affair when these individual costs have to be borne together. By adding consumable add-ons to your insurance policy, you can hand over such an additional financial burden to the insurance company.

1)      Quality replacements - Many times when you go to a local bike’s garage, the technician might convince you to use some other product at a cheaper price. However, these products can be of lower quality since they placed lower in the price range. Nonetheless, when an insurance company covers you for such charges, you can easily get better quality parts and not worry about having to step out of your budget to get your bike on road again.






Original Content :- A Beginners Guide to the Consumables add on in a Bike Insurance Policy





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