4 Commonly asked questions about Travel Insurance

 

Foreign trips are a very costly affair. Cost of plane tickets, accommodation and fluctuation in the currency rates are some of the main factors that could make or break your plans for a foreign trip. So while you’re planning your trip with all of this in your mind, there is another thing that you can be sure about and that is travel insurance.

Having your trip insured is quite common these days and when you buy general insurance online, then it is easy to buy insurance for your trips abroad as well. And naturally you would have questions before you buy one for yourself. So here are 4 commonly asked questions about travel insurance:

1.    What kind of medical expenses are covered?

When you are travelling abroad, then the chances of you falling sick are higher. Reasons such as change in the weather, reactions to local cuisine are some of the factors that can cause you to fall sick. So if you were to fall sick on your foreign trip and you get hospitalised, then your travel insurance will help in covering all the medical expenses during your stay in hospital and you will also get a daily hospital allowance for the duration of your hospitalisation.

2.    How does it help in case of a lost passport?

The most important document that you have when you are travelling abroad is your passport. It is the proof of your nationality that you can show when asked for in a foreign country. But what would happen if you lost your passport during your trip for some reason. Then what would you do in such a situation? Luckily, when you buy general insurance online, then the insurance for your trip will provide you with a temporary passport in the event that you lose your original passport.

3.    Is the cost of my return flight covered during evacuation?

Calamities can strike anytime, and when they do, it’s a huge problem. Earthquakes, floods, cyclones, volcanoes disrupt regular life in a huge way, and if you happen to be in a foreign country during such time period, then you will mostly get stranded till the authorities assess the situation and then give the all-clear for travel. However, if emergency evacuations are done in such events and return flights are arranged, then your travel insurance will cover the cost of that flight. This also applies if get stranded due to a terrorist attack and that country goes on high alert.






Original Content :- 4 Commonly asked questions about Travel Insurance

Comments

Post a Comment

Popular posts from this blog

Did you know that a Comprehensive Bike Insurance Policy has EXCLUSIONS too?

Image
  You might be extremely confident of your control on the bike, but you can never be sure of how the other riders and drivers are on the road. In such cases, getting financial coverage for yourself and your bike is a must. This is why so many riders opt for comprehensive bike insurance policies, even though they are not mandatory like third party coverage. A comprehensive bike insurance plan covers your bike from own damages as well as damages caused by manmade or natural disasters. You can also customise this plan by including various add-ons as well. However, there are certain things that a comprehensive bike insurance plan does not cover. It is also important for you to be aware of these things so that you are sure about the coverage of your plan. So, let us take a look at the exclusions of a comprehensive bike insurance policy : 1.     Damages caused by the rider under the influence of alcohol/drugs   Any rider driving under the influence of alcohol...
Read more

Here is what you need to know about a bike insurance policy

Image
  You finally go ahead and get the dream bike that you always wanted. That’s great! Now, the next step that you need to think about is getting it insured by a good insurance company. It is also important to know that the Indian government has mandated every bike owner to buy a bike insurance policy before driving their two-wheeler on Indian roads. This insurance policy will cover your bike and its riders against any unwanted consequences (based on the type of policy you opt). In this blog, we will tell you about the basic things you need to know about a two-wheeler insurance policy.   1.     Types and coverage of this insurance policy This insurance policy is usually of 2 types: a.        Third-party insurance This insurance policy is a basic policy that is mandatory as per Indian law. It offers limited coverage, that is, it covers your liability towards damages caused to the third party in case of an accident where you are at faul...
Read more

Here are 4 Exclusions of the Commercial Vehicle Insurance

Image
  There are various kinds of commercial vehicles that are utilized for various purposes. Trucks are utilised for the transportation of different types of goods and services. Buses and taxis are utilized for the transportation of people starting with one spot then onto the next. Vehicles like cranes, rollers, or cold storage vehicles are utilized for particular purposes. One thing which is undeniable, nonetheless, is that these vehicles cost a great deal and damage caused to these vehicles could hamper you monetarily and impact your business. Therefore you ought to get motor insurance for your commercial vehicles. The commercial vehicle insurance not only protects your vehicles, it also safeguards your business. However, there are exclusions in this insurance that you should be aware of. Listed below are 4 such exclusions of the commercial vehicle insurance: 1.       Vehicle associated with illegal activities Assuming the commercial vehicle that you o...
Read more