4 FAQs related to Car Insurance

 

Purchasing insurance for your car is a meticulous process as you would want the best features in shielding your car from any sort of mishap or other disasters. Depending on your need and budget, you can either go for a comprehensive car insurance, or you can go for a third-party car insurance, which is obligatory under the Motor Vehicles Act of 1988.

It is natural to have many questions before you even buy the insurance. Every car always goes through the what, how, why and when while they look for the insurance they need. To lessen your confusion, here are 4 frequently asked questions about car insurance:

 

1.      Do you get personal accident cover?

If your car is involved in an accident, not only will it cause considerable damage to your car, you could get severely injured as well. In the event that your injuries cause partial or total disability or your death, having personal accident protection in your car insurance can be beneficial. This would mean that your family gets compensated for your injuries or death. This cover is not included in the policy and has to be purchased by you. Also, it is mandatory by law to have this cover.

 

2.      Is emergency roadside assistance provided?

There is no assurance when your car might stop working or face some other issues while you're driving and you could get stuck in the middle of the road. In such an event, emergency roadside assistance is provided by the insurer to the policyholder. However, as this is an add-on only in the comprehensive car insurance, only those policyholders can avail this facility. If you own third-party car insurance, you will not be provided with this facility.

 

3.      Which third-party damages are covered?

Regardless of the precautions you may take when driving your car, there are situations when you might lose control of your car for reasons unknown and this could prompt a mishap and cause significant harm to another vehicle, individual/s or property. Having third-party car insurance will help in compensating for the damage caused to third-party property. If a person from the third-party gets injured, they will get compensated as well. If a death takes place, the policy will provide financial aid for legal liabilities. 





Original Content :- 4 FAQs related to Car Insurance

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