4 Things to keep in mind when filing a claim against your Motorcycle Insurance

 

Decent bike insurance covers enormous number of occasions and circumstances that can make your bike go through constant repairs. At the point when your bike gets damaged in a way that is covered by your motorcycle insurance, then, the ideal response is to make a claim. A claim made at the right time and for the right reasons can assist you with saving a lot of your money. For that reason, it is critical that there are no blunders when you file a claim against your bike insurance. To help you understand this aspect of filing a claim, here are 4 things to keep in mind related to claim filing:

 1. Don’t make any delay in filing the claim

At the point when your bike gets damaged, it is conceivable that you might not be able to repair it on time due to other commitments. The choice to raise a claim might escape your attention because of this and different reasons. Be that as it may, this can cause an issue with your insurer as you are required to file a claim within the stipulated period of time. Failure to do so can cause your claim to be rejected by them. It is important to file a claim against your motorcycle insurance within the given time period for it to be eligible.

 2. Read the insurance document carefully

Not a wide range of accidents are covered by motorcycle insurance. For example, assuming your bike has been in a mishap and endured damage, the insurance will cover the cost of repair. However, assuming you are attempting to move the bike somewhere else after the mishap and it causes much more damage than before, the additional damage will not be covered by the insurer. This is why it is important to go through the insurance document carefully as what kind of damages are covered is mentioned in it.

 3. Check the submitted data properly

When you are filing your claim against your motorcycle insurance, do make sure to peruse all the data that you have entered. Be it the information about your bike or the photographs and videos related to the accident. Make sure that all of it is up to date. Any discrepancy during the verification process can cause your claim to be rejected immediately. Always present the correct information without fail.






Original Content :- 4 Things to keep in mind when filinga claim against your Motorcycle Insurance

Comments

Post a Comment

Popular posts from this blog

Did you know that a Comprehensive Bike Insurance Policy has EXCLUSIONS too?

Image
  You might be extremely confident of your control on the bike, but you can never be sure of how the other riders and drivers are on the road. In such cases, getting financial coverage for yourself and your bike is a must. This is why so many riders opt for comprehensive bike insurance policies, even though they are not mandatory like third party coverage. A comprehensive bike insurance plan covers your bike from own damages as well as damages caused by manmade or natural disasters. You can also customise this plan by including various add-ons as well. However, there are certain things that a comprehensive bike insurance plan does not cover. It is also important for you to be aware of these things so that you are sure about the coverage of your plan. So, let us take a look at the exclusions of a comprehensive bike insurance policy : 1.     Damages caused by the rider under the influence of alcohol/drugs   Any rider driving under the influence of alcohol...
Read more

Here is what you need to know about a bike insurance policy

Image
  You finally go ahead and get the dream bike that you always wanted. That’s great! Now, the next step that you need to think about is getting it insured by a good insurance company. It is also important to know that the Indian government has mandated every bike owner to buy a bike insurance policy before driving their two-wheeler on Indian roads. This insurance policy will cover your bike and its riders against any unwanted consequences (based on the type of policy you opt). In this blog, we will tell you about the basic things you need to know about a two-wheeler insurance policy.   1.     Types and coverage of this insurance policy This insurance policy is usually of 2 types: a.        Third-party insurance This insurance policy is a basic policy that is mandatory as per Indian law. It offers limited coverage, that is, it covers your liability towards damages caused to the third party in case of an accident where you are at faul...
Read more

Here are 4 Exclusions of the Commercial Vehicle Insurance

Image
  There are various kinds of commercial vehicles that are utilized for various purposes. Trucks are utilised for the transportation of different types of goods and services. Buses and taxis are utilized for the transportation of people starting with one spot then onto the next. Vehicles like cranes, rollers, or cold storage vehicles are utilized for particular purposes. One thing which is undeniable, nonetheless, is that these vehicles cost a great deal and damage caused to these vehicles could hamper you monetarily and impact your business. Therefore you ought to get motor insurance for your commercial vehicles. The commercial vehicle insurance not only protects your vehicles, it also safeguards your business. However, there are exclusions in this insurance that you should be aware of. Listed below are 4 such exclusions of the commercial vehicle insurance: 1.       Vehicle associated with illegal activities Assuming the commercial vehicle that you o...
Read more